October 11, 2021
AgencyEnergy conservation: 10 ways to save energy
There are many different ways to reduce your household’s energy use, ranging from simple behavioral adjustments to extensive home improvements. The two major motives for conserving energy are to save on utility bills and protect the environment. Here are the ten most common ways to conserve energy and save electricity in your home, listed from the simplest to […]
October 4, 2021
AgencyKeeping your home safe from break-ins
As one of the most common crimes, burglary is nothing to be taken lightly. And unlike common belief, most of these burglaries happen in the middle of the day. According to the National Council for Home Safety and Security, break-ins are more likely to happen between 6AM and 6PM, right in the middle of the day! […]
September 27, 2021
AgencyFurnace Maintenance
If you smell gas, get everyone out. Then call a qualified repair person or the gas company immediately. If possible, shut off the gas main from outside the home. Caution: Never attempt to repair gas lines yourself. Clean or change furnace filters regularly. Replace disposable filters. Wash, brush or vacuum permanent filters. Check the exhaust vent […]
September 13, 2021
AgencyWATCH OUT! TOP SIGNS OF WATER DAMAGE AT HOME
When considering a home to buy or rent, or when selling a home, it’s important to know the signs of water damage or potential water damage. Water damage from a flood, fire or leak can cause structural problems and lead to the development of mold which presents a health risk to the home’s occupants. Continue reading for […]
September 7, 2021
AgencyWhat is Additional Living Expense?
Additional Living Expense (ALE) is a coverage that may be included with the policy you purchased to insure your home.* It applies after a covered loss when your home is considered not fit to live in. Your policy will pay the actual, reasonable, and necessary increase in your living expense to maintain your normal standard […]
July 26, 2021
AgencyCarbon Monoxide: The Invisible Killer
Carbon monoxide is an odorless, colorless gas that often goes undetected, striking victims caught off guard or in their sleep. More than 400 people in the U.S. die from unintentional carbon monoxide poisoning every year, according to the Centers for Disease Control and Prevention. More than 20,000 visit the emergency room, and more than 4,000 others are […]
July 12, 2021
AgencyHome Renovations that Impact Insurance
Thinking about a DIY home improvement project? Maybe a new kitchen or bathroom makeover? If project excites you, you’re not alone. The Home Improvement Research Institute (HIRI) says do-it-yourselfers complete two-thirds of home improvement projects — and spend less than those who depend solely on contractors. While saving money is satisfying, the sense of accomplishment DIYers feel […]
May 31, 2021
AgencyPrevent Home Water Damage
Water damage is the No. 1 culprit that weakens your home’s foundation and the very core that holds your house together. You’ve heard about core strength for your body. Well, water damage hits at the core strength of your house, eventually causing serious structural damage. Damp wood invites termites and carpenter ants; plus, it causes […]
May 17, 2021
AgencySprucing Up Your Windows
Today’s window treatments represent a smart new simplicity. Simple doesn’t mean plain, but does suggest a crisper, cleaner approach for your manufactured home windows. Giving your windows a fresh look is easier than ever thanks to an astonishing array of high-tech shutters, shades, blinds, fabrics and decorative hardware in all sorts of colors, styles and […]
May 6, 2021
AgencyPersonal Property Inventory List
If your possessions are stolen or destroyed, your insurance company will ask you to provide a record of them. Learn the benefits of having a personal property inventory list below. Details will be important at claim time Do you know the brand name and serial number of your stereo? Would you recall off the top […]