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Downes Insurance Associates Inc. Blog

View the latest blog posts from Downes Insurance Associates Inc..

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Tuesday, May 23, 2023

Home Electrical Safety

You power your home with energy, but do you practice electrical and appliance safety? The United States Consumer Product Safety Commission reports that 31,000 home electrical fires occur every year, and with over 180 cases involving electrocution or electricity-related incidents that could have been avoided, home electrical safety is too important to ignore. READ MORE >>

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Tuesday, May 16, 2023

Home Security Devices

Your home is a place where you should feel safe and protected — it should be a source of sanctuary and comfort. For many people, this means installing a home security system. That said, if you’ve never shopped for security equipment before, the process can be a little daunting. READ MORE >>

Tuesday, May 9, 2023

Things to Know About Home Generators

Home generators provide power during an electrical outage. In particular, generators enable homes to power either their entire house or certain appliances during an outage. Generally, homeowners choose from a couple of options. Primarily, standby and portable generators. READ MORE >>

Wednesday, May 3, 2023

Inspect Your Home After Winter

After what felt like an endless winter, everything is slowly starting to thaw out and melt. Spring is one of my favorite times of the year, and as a new homeowner, I am starting to observe new things on my home that I need to inspect, and projects I want to tackle this summer. READ MORE >>

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Wednesday, April 26, 2023

Tips to Get Rid of Ants

Ants make for terrible houseguests. They come uninvited, get into everything, and are in no hurry to leave. But they’re also fairly easy to get rid of, or better still, avoid altogether. Through the warmer months, the two types most likely to show up are house ants (technically kno... READ MORE >>

Tuesday, April 18, 2023

De-Winterize Your Seasonal Home

Winterizing your house is important in cases where it will be vacant for extended periods of time — for example, when you’re leaving your vacation home for the season or leaving your main home to go on a months-long trip. De-winterizing a house, then, is equally important once you return. READ MORE >>

Tuesday, April 11, 2023

The Cost of Flooding

Your plumbing system, faulty appliances, and catastrophic weather events have something in common. They can all cause water damage to your home. Most homeowners are shocked to discover how much water damage house repair costs can impact their wallets. READ MORE >>

Tuesday, April 4, 2023

Distracted Driving Awareness Month

As the parent of a new teen driver, there’s plenty to worry about.  You might question your teen’s skills behind the wheel. Or you’re concerned they’ll become distracted by a cellphone, other passengers or trying to eat while on the road. READ MORE >>

Tuesday, March 28, 2023

Marine-Insurance-101

Anyone who has a television knows how easy it is to buy the right car insurance. You can find a perky woman in a white apron named Flo or have a chat with a Cockney-speaking reptile. Finding the right marine insurance is not so easy. Marine insurance may be the oldest type of insurance, perhaps dating back to the twelfth century in Northern Italy. READ MORE >>

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Monday, March 20, 2023

Boat Insurance 101

When it comes to insuring your boat, it’s often best to separate your boat insurance from your homeowner's policy. Many homeowners’ policies limit or don’t cover marine-specific risks, such as salvage work, wreck removal, pollution or environmental damage; but there are exceptions. READ MORE >>

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