Downes Insurance Associates Inc. Blog
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Monday, September 20, 2021 Strong passwords are the key to your digital life. Be sure to protect your information by utilizing the tips provided in this article. Digital keys Passwords are the digital keys to our networks of friends, our work colleagues, and even our banking and payment services. READ MORE >>
Monday, September 13, 2021When considering a home to buy or rent, or when selling a home, it's important to know the signs of water damage or potential water damage. Water damage from a flood, fire or leak can cause structural problems and lead to the development of mold which presents a health risk to the home's occupants. READ MORE >>
Tuesday, September 7, 2021Additional Living Expense (ALE) is a coverage that may be included with the policy you purchased to insure your home.* It applies after a covered loss when your home is considered not fit to live in. Your policy will pay the actual, reasonable, and necessary increase in your living expense to maintain your normal standard of living while you live elsewhere. READ MORE >>
Monday, August 30, 2021The new school year is approaching fast, and soon many kids will be relying on school buses to get to class. Fortunately, school buses are one of the safest forms of transportation for traveling to and from school. READ MORE >>
Monday, August 23, 2021According to the FBI, in 2018 a total of 748,841 vehicles were stolen in the United States, a 3% decline since 2017. It’s great news that car thefts are declining in the US, but that doesn’t mean your car won't be stolen. READ MORE >>
Monday, August 16, 2021 The U.S. Department of Transportation reports that more than 20 percent of accidents in the country are caused by poor weather conditions. And over 400,000 people, on average, are injured in weather-related crashes each year. Specific weather conditions require specific responses. READ MORE >>
Monday, August 9, 2021Spring is slowly making it's way here and before you get out on the open road, make sure you have the correct coverage for your RV: Here are top questions we suggests you ask your agent when you are deciding what coverage to purchase for your RV. Is my optional equipment covered? READ MORE >>
Monday, August 2, 2021Whether you've gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility. READ MORE >>
Monday, July 26, 2021Carbon monoxide is an odorless, colorless gas that often goes undetected, striking victims caught off guard or in their sleep. More than 400 people in the U.S. die from unintentional carbon monoxide poisoning every year, according to the Centers for Disease Control and Prevention. READ MORE >>
Monday, July 19, 2021You may be aware of how your credit score will affect purchasing a home or taking out a credit line, but what about your insurance? If you've ever wondered how your credit score impacts your insurance premiums, look no further. Credit score vs. insurance score: READ MORE >>
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