Tuesday, January 3, 2023Auto insurance is a contract between the policyholder and the insurance company. The policyholder agrees to pay the premium and the insurance company agrees to pay losses as defined in the policy. Auto insurance provides property, liability and medical coverage: Property coverage pays for damage to, or theft of, the car. READ MORE >>
Tuesday, December 20, 2022 Gutters are one of the most ignored parts of any homeowner’s maintenance list. Understandably, rain gutters are simple in their design and operation; they carry water from the roof to the ground. However, this helps protect your house from serious water damage. READ MORE >>
Tuesday, December 13, 2022Homeowners insurance is a package policy. This means that it covers both damage to property and liability or legal responsibility for any injuries and property damage policyholders or their families cause to other people. This includes damage caused by household pets. READ MORE >>
Tuesday, December 6, 2022There are lots of things you should consider before renting an apartment, house, townhouse, or other rental property. You might focus on the location of the rental, such as which neighborhood it’s in and which amenities are close (like grocery shopping, parks, and public transportation), bu... READ MORE >>
Tuesday, November 29, 2022Perhaps you’re moving and haven’t sold your home yet; or maybe it’s undergoing a major renovation. Whatever the reason for having to leave your home, it’s important to remember to protect it while you’re gone. An empty home is vulnerable to theft and vandalism. READ MORE >>
Tuesday, November 22, 2022The single best way to reduce the risk of seasonal flu and its potentially serious complications is to get vaccinated each year, but good health habits like avoiding people who are sick, covering your cough and washing your hands often can help stop the spread of germs and prevent respiratory illnesses like flu. READ MORE >>
Thursday, November 17, 2022Like any residence, your vacation home needs to be insured—but because the risks are different, the coverage might cost more than your primary homeowners policy. Before you leap into second-home ownership, consider the factors that will likely affect the price you’ll need to pay for insuring it. READ MORE >>
Tuesday, November 8, 2022 Keeping the lights on isn’t cheap — never mind the air conditioning, furnace and hot water heater. In fact, the typical family spends more than $1,400 per year on utilities, according to the Energy Department. Tweaking your usage can lower your bill by as much as 25%. READ MORE >>
Wednesday, November 2, 2022National Child Safety and Protection Month is an entire month dedicated to recognizing the unique potential dangers many children face in their everyday lives and taking tangible steps of prevention against those challenges. Taking safety measures can help reduce the number of unintentional injuries and deaths. READ MORE >>
Tuesday, October 25, 2022Cyber scams are nothing new. Every day, con artists are looking for the best “marks.” Think you’re not worth being the target of online predators? Think again! Hackers don’t need to know how much is in your bank account to want to get into it. READ MORE >>
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