Downes Insurance Associates Inc. Blog Page 14
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Monday, August 9, 2021Spring is slowly making it's way here and before you get out on the open road, make sure you have the correct coverage for your RV: Here are top questions we suggests you ask your agent when you are deciding what coverage to purchase for your RV. Is my optional equipment covered? READ MORE >>
Monday, August 2, 2021Whether you've gotten into a fender bender or totaled your car, accidents are scary. No matter the cause – weather and road conditions, irresponsible driving behavior, or something unforeseen – you should be prepared for any possibility. READ MORE >>
Monday, July 26, 2021Carbon monoxide is an odorless, colorless gas that often goes undetected, striking victims caught off guard or in their sleep. More than 400 people in the U.S. die from unintentional carbon monoxide poisoning every year, according to the Centers for Disease Control and Prevention. READ MORE >>
Monday, July 19, 2021You may be aware of how your credit score will affect purchasing a home or taking out a credit line, but what about your insurance? If you've ever wondered how your credit score impacts your insurance premiums, look no further. Credit score vs. insurance score: READ MORE >>
Monday, July 12, 2021Thinking about a DIY home improvement project? Maybe a new kitchen or bathroom makeover? If project excites you, you’re not alone. The Home Improvement Research Institute (HIRI) says do-it-yourselfers complete two-thirds of home improvement projects — and spend less than those who depend solely on contractors. READ MORE >>
Monday, July 5, 2021Motor vehicles are the primary mode of transportation for most of us, and often an indispensable part of our lives. But what would happen if your vehicle suddenly disappeared? Over 700,000 drivers fall victim to this costly crime each year. READ MORE >>
Monday, June 28, 2021Claim A demand by a person or business seeking to recover from an insurer for a loss that may be covered by an insurance policy. Coverage The specific protection provided by a policy against the results of the hazards insured against. Deductible A certain dollar amount beyond which insurance protection begins. READ MORE >>
Monday, June 21, 20211. What typical coverages are available? Ask us about standard coverages that are available, as well as optional ones you might consider, Standard coverages include Collision, Other Than Collision, Liability and Medical Payments. They help provide coverage for damage to your ORV itself or damage or injury that you may cause while riding your ORV. READ MORE >>
Monday, May 31, 2021Water damage is the No. 1 culprit that weakens your home’s foundation and the very core that holds your house together. You’ve heard about core strength for your body. Well, water damage hits at the core strength of your house, eventually causing serious structural damage. READ MORE >>
Monday, May 24, 2021A playground is a great environment to let your kids explore, develop motor and social skills and blow off some steam before bedtime. Am I right parents? It's important to teach your children how to be safe and act responsibly on a playground, which is what Playground Safety Week is all about. READ MORE >>
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